Clients & Testimonials

I came in contact with Mrs Gazala & Nikhil Ghag of USP FinPro in July 2016 when I was looking for a good Financial Planner for investment of my retirement funds. In our first meeting only, we were really impressed with their thorough knowledge of various Investment schemes, systematic approach, convincing ability and their patience to satisfy any queries. After meeting them I understood the difference between Financial Advisor and Financial Planner. We have invested in various Mutual Funds, FDs, ULIP, and also Insurance Policies for self and vehicles through them. We both are very satisfied and relaxed and very much appreciate their after-sales-services, follow up and ready to help attitude. I would not hesitate to recommend them as one of the Best Financial Planners. We wish Mr & Mrs Ghag all the best in their future endeavors.

“I have been using the services of USP FinPro for close to 6 years now and find them very professional. USP FinPro has helped me make the right investments be it SIP, insurance, term plans, etc. I like the care and attention that I receive and for those of us that desire an active approach, USP FinPro service is first class.”

Finance analysis of USP FinPro of an individual income/expenses is fantastic!! I was under difficult finance situation and full of liabilities however after receiving guidance from Mr. Nikhil and Ms. Gazala I was saved and recovered with most of the debts on short term planning. After analysis of my finance situation, USP FinPro team guided me the best way forward for my long term / short term goals. I am really surprised by looking at my own finance situation reviewed with USP FinPro team. As on today i am completely relived with most of the liabilities as guided by them.. Thanks to USP FinPro team!!

Gazala and Nikhil embody passion for what they do. What I was looking for when I wanted a financial planner was someone who could explain the finance concepts in a simple manner.. and Gazala and Nikhil do exactly that. There have been several occasions where they have spent days together explaining what exactly their game plan was for my investments. Most importantly they are not satisfied till you are convinced and will not accept mere lip service. The turn around time for their services is also very fast paced and keeps time with how busy I am as a professional. Many times we have called them at odd hours or at the last minute for help with insurance etc and honestly the experience was much better than we would have if we had to knock on the doors of the big insurance companies.
Gazala and Nikhil are hands on- they have a genuine interest and they are knowledgeable. Would fully recommend them.

I am very happy to share my experience, my friends Mr Vilas Chitale and Anand Rane  recommended the name of Mr Nikhil as my financial advisor as they have invested their funds through him and they have very good experience. I met him and in the first meeting I was very comfortable to invest my all retirement funds. He is very soft spoken person and good in communication. He has good Knowledge of Market, He always studies and clears all our doubts. He always updates you about market. He is a good financial advisor. He has arranged seminars  about some funds in his office to update the investor . He is always available to provide you better service. He provides services at door step also . He makes you aware about your all requirements according to your needs. He plans your life with expenditure and makes you aware about family. My experience with both husband and wife is very good and feels comfortable. I wish him all the best in providing Services to all investors.

One stop solution to all my financial planning. Their unique ability to give a personalized solutions to each client is truly unique. Mr. Nikhil Ghag and Mrs. Gazala Ghag as a team and their team is tremendously helpful, approachable and co-operative. Their advice and guidance is reliable and trustworthy. I’m truly satisfied with USP FinPro!! I highly recommend it to everyone, from all walks of life, from all age groups, as financial planning is never too early or too late.Visit them today, without any delay!

USP FinPro FOR ME:
In this world full of uncertainties, USP FinPro proves to be TRUSTWORTHY FRIEND who smartly guides us to protect and safely grow our SMALL savings to BIG enough to lead our life happily and be carefree. USP FinPro has guided me in realizing the picture of TOMORROW and explore new ways to fulfill my GOALS.
THANK YOU USP FinPro FOR PLAYING A BIG ROLE IN MY LIFE BY EFFICIENTLY TAKING CARE OF MY SMALL FINANCES AND MAKING MY LIFE MUCH EASIER.

We would like to thank you for all your support and guidance throughout. From the time we have been associated with you, we have received best and quick response as well as support from you. We appreciate your work and your seriousness in terms of client satisfaction. Whenever we had an Medical emergency you were alert to respond to our queries and guide us through the process of billing of the hospitals and mediclaim process. We were actually stress free in terms of financial requirements during medical emergency and could easily deal with the problem. This is what a family requires whenever there is an medical emergency. The medical policy has proved to be a boon to us. And that is just and just because of your conscious approach. 
Regarding Financial planning, we actually started to understand about facts and our responsibilities after we met you both. Till then we  were under impression that we are doing well.
You both have very happy and mature approach towards guiding in each and any topic. 
May God bless you both,

I remember the day when very reluctantly I had agreed to meet Gazala, an old friend, to meet and discuss financial planning, coz I always believed in carpe diem, which resulted in splurging on parties and spending like a King. Nikhil and Gazala were very well aware of my reluctance and kid gloved me into understanding the importance of planning, setting life goals and having a financial backup plan to achieve them. That day onwards I was a changed man, more responsible spender with life goals clearly written and a desire to be able to achieve the same. And above all, it brought a total U-turn with my attitude towards health and life and relations. Today I am healthier than I was 10 years back, which itself is the biggest testimonial. They have been a blessing in disguise. I am totally relieved of my financial tensions and can now focus on how to further increase my earnings by excelling in my profession. They are relentless, hardworking capable and very dependable advisors. I have never seen myself fight for something so hard but they will fight ugly for me, including handling my insurance claim to the last rupee. I wish them great success, which in turn will reflect upon me too.

USP FinPro firm is a one stop financial solutions and are very helpful and friendly. The day when we started with them from that day forward we are tension free from our current financial planning and future planning. We are feeling very secured with our finance.Both Sir and M’am are very cooperative and professional. They always encourage towards best investment.

I am associated with Nikhil ji and Gazala Madam for last 3 years. The first and most important thing what I liked is their approach and sincere and honest advice about the market conditions. They are extremely knowledgeable in the finance sector. Initially I invested my few funds with them and got the benefits as promised by them. This encouraged me to invest more funds with them and now I have done all my investments through them. I strongly recommend USP FinPro as the best investment office for your funds.

I had connected with Gazala and Nikhil with the intention of taking mediclaim policy for my parents, Not only did I take the mediclaim, but they introduced me to wide range of options for investment – like mutual funds, ULIPs , sip etc and helped me make a wise decision for my investments, it made me regular with SIP’s. It helped me a lot to get into a habit of first investment then expenses. Not only me but my whole family is associated with them for investments.
You guyz are doing excellent work by creating awareness about financial independence and investments. Really appreciate both of you for your knowledge and patience to solve our queries each time.
West wishes.

Hello this is Dr.Pranil More & Mrs.Neha More.We came to know about Mr. Nikhil & Mrs Gazala Ghag from our close relatives. They are very professional financial planners. They had assisted us in managing our financial goals by a complete analysis of our financial health (the discussion for the same took around 6hrs).
They had explained all the financial terms and plans in a simple layman language, Right from comprehensive financial planning to insurance from investment to tax planning and also guided us on tracking our expenses. The patience, humbleness and politeness with team is really appreciable.
Thank you.

We connected to Gazala and Nikhil three years ago when we wanted someone trusted to help us build our financial goals. We were fascinated by the elaborate plan they prepared for us while also suggesting numerous ways to save and grow our corpus safely through the market dynamics. We enrolled numerous products depending upon short and long term goals.
More than just consultants, they are like good friends with whom you can discuss your personal concerns and finances both. We can surely say the trust that we laid on them has definitely passed the test of time and hope the same in the future.
Wish USP FinPro all the best.

“Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Advisor. Gazala and Nikhil had this and more. Their dedication to clients, business excellence and education sets them apart and I would highly recommend them to anyone wanting to achieve better financial outcomes.” “I am absolutely delighted with your service. It is really refreshing to work with a financial advisor who is truly interested in their client’s needs, circumstances and preferences. What really impressed me was the way you took the time to get a feeling for where I was at, your depth of knowledge, lateral thinking and your common sense approach. Your professional, ethical and caring demeanour elicits my trust and respect and I gladly recommend your services whenever possible.” –
Congrats for completing 6 successful years and many more to Come!!!!👏🏻👏🏻
Rehan Naikwadi – Shreerang Society, Thane West..

Awareness is stepping stone of shaping your dreams. Being non financial persons me and my wife approached USP FinPro Thane team. We want to set our financial goals to meet our current needs and future requirements. USP FinPro team made this possible. Patient listening, in depth analysis and prompt services this is what we experienced with team USP FinPro Thane. We really appreciate their subject knowledge, approach and human touch in their approach. Happy to be associated with them.

Nikhil and Gazala we met thru our neighbours who recommended us to them for financial planning and investments.
Upon meeting them and explaining our financial requirements and income levels we found them to be very articulate in our observation and gave us a good insight into the structure in which they have planned for us and we found them very genuine, caring and considerate towards our needs and made us very secure. We were fortunate that we were able to come across them which has enabled us to feel financially secure. We highly recommend them all those individuals and couples who seek for a long term safe and financial advice and selective investment plans.

Hello everyone. Its been 1.5 years that I am associated with USP Finpro. I am amazed about how much financial literate I became once Nikhil sir and Gazala mam counseled me. I am fortunate that I got associated with them pretty early. With inflation rising every single day, you must start investing and financially secure yourself. I am sure anyone who gets in touch with them will get the perfect guidance for reaching their financial goals.

Working with my financial planner has been a game-changer! Within a year, they’ve boosted my confidence, changed my perspective on mutual funds and savings, brought discipline to my expenses, and eliminated worries about current and future expenses.Plus, I can clearly see the difference between my friends who aren’t into investment. It’s been an incredible journey and I’m grateful for the positive impact they’ve had on my financial life!

Dear Nikhil,

I am writing this letter to express my heartfelt appreciation for the exceptional financial advisory services you have provided to me in managing my investments. Your expertise, dedication, and attention to detail have greatly contributed to my financial well-being and peace of mind. I would like to take this opportunity to highlight the outstanding aspects of your service that have made a significant impact on my financial journey.

First and foremost, I commend your thorough approach in understanding my financial situation. By diligently assessing my current expenses and monthly lifestyle costs, you gained comprehensive insight into my financial landscape. This meticulous analysis formed the foundation for our discussions on my financial goals and aspirations.

Your expertise in explaining the distinction between dependent goals and personal goals was invaluable. Through thoughtful discussions, we outlined and prioritized each goal, considering various factors such as inflation, government policies, and the expected future value. Your ability to effectively communicate these concepts empowered me to make informed decisions about my financial future.

I appreciate the meticulous manner in which you mapped my investments and systematic investment plans (SIPs) to each of my goals. By aligning each investment with its corresponding objective, you provided a clear roadmap for achieving my financial aspirations. This approach instilled confidence in me and assured me that my investments were working towards my specific goals.

The web application you introduced me to has been an incredible asset in tracking my investments. Its user-friendly interface, comprehensive dashboards, and visually appealing charts have allowed me to monitor the progress of my investments with ease. This level of transparency and accessibility has greatly contributed to my financial literacy and enabled me to make informed decisions.

Moreover, I am grateful for your guidance on health and term insurance. Your expertise in these areas ensured that I obtained appropriate coverage tailored to my needs. This comprehensive approach to my financial well-being is a testament to your dedication to providing holistic financial advice.

One aspect that sets you apart is your availability and promptness in addressing my concerns. Whether it was a quick phone call or an in-person meeting, you have always been accessible and responsive. Your willingness to provide guidance and support whenever required has been invaluable and has fostered a strong sense of trust in our professional relationship.

I must also commend your excellent communication and listening skills. You patiently listened to my concerns, answered my questions, and provided clear explanations. Your ability to simplify complex financial concepts has empowered me to take control of my financial future and make sound decisions.

Considering the exceptional service I have received from you, I wholeheartedly recommend your financial advisory services to anyone who has recently embarked on their professional journey. Your expertise, professionalism, and dedication make you an ideal partner for individuals looking to make the most of their financial resources.

Once again, I would like to express my sincere gratitude for the invaluable assistance you have provided to me. Your outstanding services have truly made a positive impact on my financial well-being. I am confident that with your guidance, I will continue to achieve my financial goals and build a secure future.

Thank you for your unwavering commitment and exceptional service.

Yours sincerely,
Mayur & Adetee

We are in the IT industry and have no idea of finance. Nikhil and Gazala have guided us so well by giving us a complete plan of our expense, investment and goals for us to make sound financial decisions . They are very trustworthy and they have addressed each and every query.We are really happy with what they have planned for us and will continue to grow with them

~ Ajit & Kavya

We have been associated with USP FinPro since early 2022. Both Nikhil and Gazala do a great job at explaining and guiding you through your Financial journey. They give you the necessary time and assistance that you seek.
Given the experience at their end, we would highly recommend the Services at USP FinPro.