Insurance

“A Man who dies without adequate life insurance should have to come back and see the mess he created” – Will Rogers

Our future plans and financial goals demand protection from twists and turns of life. A comprehensive term plan with competitive premium can be a perfect shield against financial stress caused by any untoward life event.

USP FinPro offers a complete term plan from Best Insurance experts, which is easy on your pocket and yet provides you an all-encompassing life cover. It not only offers you the option to get back the entire premium at the time of maturity but also protects you against financial loss from several critical illnesses. Multiple variants of the plan are designed to offer a customized solution to suit your unique needs. All in all, we at USP FinPro try to offer a complete term plan with new-age features in line with your evolving needs.

Our Offerings

Flexibility to choose from 7 Death Benefit options:

1. Option 1 – “Sum Assured on Death” as Lump Sum benefit on Death
2. Option 2 – “Sum Assured on Death” as Lump Sum benefit on Death & Monthly Income for next 10 years
3. Option 3 – “Enhanced Sum Assured on Death” as Lump Sum benefit on Death
4. Option 4 – “Enhanced Sum Assured on Death” as Lump Sum benefit on Death & Monthly Income for next 10 years
5. Option 5 – “Joint Life Cover” this option allows the life assured to add his/her spouse in the same policy
6. Option 6 – “Return of Premium” Receive the total premiums paid towards the policy at the time of maturity provided, no claim is made
7. Option 7 – “Children Education Extra Cover” Provides extra protection of 10-100% of the base cover, for the child’s educational expense in case of death of the life assured.
8. Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
9. Choice of Regular or Limited (5/10/ 12 Years or Pay till Age 60) Premium Paying Term
10. Lower premium rates for female lives and Standard premium rates for non-smokers
11. Enhance your protection with Optional Riders like Accidental Death Benefit, Accidental Total Permanent Disability Benefit, Critical Illness cover and Waiver of Premium Benefit, for comprehensive coverage.
12. Receive tax benefits u/s 80C and 10(10D), as per the applicable Income Tax laws

Spend on Experiences and creating memories instead of expensive Things

Travelling is one such experience which gives us memories to cherish for lifetime. Hence to make this experience worth being great memories and peaceful a Travel Insurance is an assurance that any uncertainties will be taken care of. However meticulously we plan our travels once we leave the home town we are undoubtedly exposed to so many uncertainties over which we do not have any control, but these uncertainties can definitely take our travel plans for a toss. Some common examples could be delayed flights or loss of baggage which leads to one’s financial loss can be covered for under Travel Insurance.

No matter your age, your preferences or your schedule, travelling has something magical to offer for everyone. We, at USP FinPro, offer Travel Insurance Plans that cater to people from all walks of life

Our Offering

1. Individual Travel Insurance: Solo travelling is all the rage now and we can see why. There’s just something so satisfying about doing things at your own pace and having your personal adventures.
2. Family Travel Insurance: Having a good time is all about the people you’re sharing it with and we know nothing can beat that customary family vacation.
3. Senior Citizen Travel Insurance: Your golden years are here and it’s time for you to live them to the fullest. We understand that medical constraints, among others things, can be as issue.
4. Student Travel Insurance: Leaving the nest is hard, no matter when you do it. But when you’re leaving not just your home, but your home country and venturing out into the real world, it is all the more tough

“Home” A place your feet may leave but your heart will always be.

Our home is our pride, it’s a small piece of earth which we call our own and we strive harder each day to make it better. It’s a also a place that brings us status and feeling of pride hence we are very cautious while choosing it. Something that’s so precious and near to our heart needs that special treatment to be protected against any sort of uncertain damage to its structure and the contents. At USP FinPro, we understand the need to safeguard your home and accordingly assist you to settle unique Home Insurance All Risk Policies that is specially designed to provide formidable coverage to your house, the contents inside it and other valuables.

After all it’s the asset we like to flaunt amongst our friends and family and it better be protected the best way.

What we offer

Losing something valuable is always followed by a bout of sadness and despair. After the initial stage of shock wears off, you may have to do some strong willed stock taking of the loss incurred. With House Insurance, you’re assured of total peace of mind in terms of the financial impact of such losses. You might wonder as to the basis on which the extent of coverage is determined. After all, you’d expect good returns on the home insurance premium that you pay.

Some indicatives while selecting

• Indemnity Basis Plans: This implies that damage or loss to the insured property or item is compensated after a deduction for wear and tear.
• Reinstatement Value Basis Plans: Here you get an identical replacement for the damaged article. Note, however, that the value and specifications of the replacement will essentially be equal to the one damaged, not any higher.
• New for Old Basis Plans: The replacement cost is paid in full for items damaged beyond repair.
• Agreed Value Basis Plans: Agreed value basis means the loss will be settled by us on the value of the property or content agreed by the insured at the time of purchasing the insurance policy.

What can be covered under Home Insurance

• Building Insurance ( Structure )
• Contents including portable equipments
• Jewellery & valuables ( India & Worldwide ), Curios, Paintings & Work of Arts
• Rent for Alternate Accommodation and Brokerage
• Loss of Rent
• Temporary resettlement cover
• Key & Lock replacement cover
• ATM withdrawal robbery cover
• Lost wallet cover
• Dog Insurance cover
• Public Liability Cover
• Employee’s compensation cover

In India, Vehicles whether 2 wheelers or 4 wheelers are no more a luxury, these have become an integral part of our daily lives. Also having said this it is so obvious that the roads are flooded with these vehicles. It’s an unavoidable scenario the least we can do as responsible citizens is that we can get our vehicles and ourselves covered against physical damage, bodily injury/death and cover against third-party liability. By taking an appropriate Insurance cover

1. Four wheeler : Financial losses can convert your car from a precious asset to a burdening liability, which we help prevent with Comprehensive Car Insurance
2. Two wheeler : We admire your adventurous spirit and protect your two-wheeler by covering you against liabilities that may arise from an accident.
3. Commercial Vehicle : Damages to a commercial vehicle can have a significant impact on your company’s profit. We help you deliver without any worry.